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Check to see whether you are still financially connected with an old ex at all three credit reference agencies. Just because the relationship ends doesn’t mean that your links to previous partners are taken off your credit report. Checkmyfile also checks for Notices of Correction at all three agencies, and can advise you why you need to remove them (or your old ex), and how.
You’ll be able to check easily for errors, and for signs of identity fraud too. Checkmyfile’s subscription services also include free identity fraud restoration services should the worst happen.