Car hire firms around the world often charge huge excesses if their hire car is stolen or damaged. Direct Car Excess Insurance provides protection against excess costs and more. When you hire a car in Europe the rental company normally covers the car against loss or damage, but you might still have to pay a large excess if the car is damaged or stolen while it's in your possession. This excess is often over £1,000. When you take out a policy with Direct Car Excess Insurance, they cover this excess up to £6,000 per claim. Although some hire companies offer their own policy to remove the excess, this might only be possible to purchase at the rental desk and can cost significantly more. Direct Car Excess insurance can be used with all hire car providers.
Direct Car Excess Insurance offer European excess car hire insurance with great-value policies and high-quality cover. A European policy takes away the financial repercussions if your hire car is damaged or stolen and there's a hefty excess to pay. Direct Car Excess Insurance know that having your holiday disrupted is bad enough - facing a car rental excess fee makes it even worse, and that's why they're here to help. With a European policy from Direct Car Excess Insurance there will be no such charge to pay, with their policies reimbursing the excess for as little as £2.58 a day, to keep you covered no matter what.
Choose car hire excess insurance from Direct Car Excess Insurance and wherever you're driving, you'll benefit from great prices and great cover. With Worldwide Excess cover you can feel confident that if your hire car gets damaged, they'll be no hefty price to pay. Direct Car Excess Insurance policy's remove the excess for just £3.19 a day, so in the event of an accident or theft there's no nasty bill to dent your holiday memories, or ruin your relaxing time away. Direct Car Excess Insurance also allow you to add additional driver for no extra charge wherever you are in the world, so you won't have to pay more if you intend to share the driving with someone else on your trip.
Direct Car Excess Insurance Cover many things in your insurance policy however there are somethings that aren't covered that you should be aware of. Insured drivers must be UK residents aged between 21 and 85 to receive cover. There is no cover for travel in Afghanistan, Cuba, Liberia, Sudan or countries where the Foreign Office has warned against all but essential travel. Certain types of vehicle are also not covered, these are listed in the policy document and frequently asked questions on the Direct Car Excess Insurance website. The policies offered from DCEI do not cover flood and water damage, or electrical or mechanical breakdown either.
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Direct Car Excess Insurance FAQs
What does Collision Damage Waiver (CDW) and Loss Damage Waiver (LDW) mean?
In the Americas, lots of rental companies provide insurance, some inclusive in the rental price and some at an extra cost. But, depending on what state you are in, you might have limited cover for damage to the rental car and Third Party Liability. Its important to make sure that you have appropriate cover in place so you don't get landed with a large bill if you are unfortunate enough to have an accident .
What areAnnual and Annual Family & Partner policies?
Our Annual policies provide you with cover for an unlimited number of car rentals in a 12 month period, within a specified geographical area. As standard these policies offer cover for the policyholder and all additional named drivers included on every rental agreement. The policyholder has to be the lead named driver on all car rentals to be covered by the Annual policy.
Our Annual Family & Partner policies give all of the cover included within our Annual policies, but also gives cover for two policyholders (who must be family members). Purchasing a Family & Partner policy gives you the flexibility to have cover for car rentals in both policyholders' names, enabling policyholders to hire cars independently.
Are there any excluded countries ?
Yes. Our policies do not provide cover for travel in or through, Afghanistan, Cuba, Liberia or Sudan or countries where the foreign office has warned against all but essential travel.
My code doesn’t seem to work?
It’s possible you might have entered an expired code - please double check the expiry date. The latest codes are towards the top of the Direct Car Excess Insurance page. If your code appears to be within the validity period then please contact us so we can contact the retailer and see what the problem is.
I’m unable to locate my voucher codes?
When you click on a code, it opens in a new tab or window - usually your browser will automatically switch to the new window for you. However, if it doesn’t please look in the tab next to your current one. Some deals and special offers use bespoke links and have the discount built in and automatically applied when you go through to the retailer’s site.